Life. Wealth. Solutions.

Our Mission: "To help our clients make solid financial decisions so that they can live the only life they have, the best way they can, by maximizing their ability to enjoy their current lifestyles while providing peace of mind about their futures."

Thank you for visiting Black Swan Financial, Inc. Your first question is probably why "Black Swan". In the world of finance a Black Swan is something that is different, an outlier if you will. It's that data point that is so far away from the average that is skews the financial model. More often than not it is just disregarded as an anomaly.

Well, our thoughts and ideas about personal finance and investing could be considered an outlier of sorts. "Modern" financial theory, if that's what you want to call it still teaches ideas that have changed very little in the last 30 years. Our philosophy about investing adds a different slant to the current body of knowledge. One that we believe is based upon a much more realistic view of capital markets and portfolio management. Likewise, our comprehensive financial planning strategy is uninque and we believe more realistic than the traditional "linear" style.

Perhaps the largest difference between Black Swan and other financial planners is our view towards the role of the financial advisor in your life. We call ourselves a "Financial Life Advisor" because we truly feel that being a financial advisor involves much more than simply knowing the latest technical details about the financial world. Financial issues pop up in every area of one's life and can often times be the source of great amounts of stress between family members, friends, and business associates.

Our belief is that the best way to provide value to our clients is to develop strong relationships with them. By doing so we can understand their feelings toward money and wealth and help them make sound financial decisions in the context of their own lives and not simply spew out the latest financial "common sense". Life is dynamic and full of transitions. Whether you're planning to have a child or send one away to college there is always a financial aspect to consider. We want nothing more than to be the "go to guy" for you when it comes to financial issues. Your financial QB if you will. We like to have bonds with our clients so that they do not have a problem calling us and asking us about anything related to their finances.

If you'd like to speak with us further about a financial issue feel free to contact us via email or phone. We'd be happy to discuss your financial questions and we will let you know whether or not our services would be beneficial to you. We are a fee-only financial advisor service and do not sell products or work on commissions!

Thanks again for visiting the website. We look forward to serving you.

Sincerely,
Jeff Howard
Financial Life Advisor

Please see our Core Values page for the values we strive to achieve in our business.