Retirement Planning

When most people think of retirement planning they think of picking some target number for savings and then coming up with a plan to reach that goal by the time they retire. True Retirement Planning involves much more than simply establishing a savings goal.

At Black Swan Financial we believe in helping you set retirement goals and establishing a plan that will help you reach those goals. Rather than just tell you how much you need to save, we like to help you paint a picture of what your retirement might look like so that you can begin making arrangements to live a fulfilling retirement LIFE.

Some of the things you might want to consider:

Do you want to work at all when you are "retired"? Part-time? As a hobby?
What type of day-to-day activities do you envision yourself doing?
Will you live close to family or further away?
Will you have more than one home?
How is your health now? Your family's history of health?
Do you have adequate post-retirement medical plan arrangements?
Do you want to leave your heirs a significant amount of money or had you rather draw down your savings as you live?

Answering these types of questions will help us to paint a better picture of your retirement years. This will, in turn, aid us in planning your retirement finances accordingly. We know it's not possible to give definitive answers to these questions and that the answers will probably change with time. That's why we call ourselves "Financial Life Advisors". We intend to build a relationship with you so that we can address changes in your plan as they are necessary and show you how certain decisions will impact your future. Retirement planning is an ongoing and dynamic process.

Whether you are in your twenties and have a long retirement horizon or you are already retired and wish to talk about retirement plan distributions, Black Swan Financial can be of assistance. Please give us a call today to let us show you how we can help!