Small Business Consulting

The entrepreneurial spirit is alive and well today perhaps more so than at anytime in the past. Many individuals are starting their own small business or simply becoming contractors who control their own workload and destiny.

If you've never started a small business then you probably have no idea how complicated it can be to choose the proper business structure, get the business setup, and figure out just how you are going to get money out of your company in the most tax efficient manner.

Black Swan Financial would like to help you with all of the financial aspects of starting your business and planning for the future. Here are just a few of the things we can help you with:

• Choosing the proper entity structure for your business (Very important!!!)
• Helping you get all the paperwork completed to actually setup the business (registration, tax IDs, state documents, etc.)
• If you have multiple owners we can advise you on the importance of buy-sell agreements and how to get those in place
• Talk to you about the most tax efficient ways for the owners to get money out of the business
• Discuss insurance protection and liability issues
• Discuss the various small business retirement plans and what might be most beneficial for you and your employees (if you have any)
• Help you put a plan in place to get all the proper taxes paid to all the various entities that will require you to pay (local, state, state department of labor, federal, etc.)
• For existing businesses - business succession planning. When you decide to retire or divest yourself of your business we can help you to manage the financial consequences and get your wishes properly covered with legal documents and estate planning if necessary.
• What types of health plans and benefits can you pay yourself?

Jeff Howard has started several different small businesses of his own (including Black Swan Financial) and has lots of experience analyzing the various factors that are important to small business owners. In addition to the financial planning aspects of starting a small business Jeff would be happy to provide you with advice about your business plan and ideas if you so choose. Jeff has a BS in Management from Georgia Tech and has been involved on advisory boards for several small companies.

We strongly advise you to consult a financial professional before starting your own business. Many pitfalls can be avoided simply by having competent advice prior to starting the paperwork for your business.

Contact us if you would like to set up a time to talk about anything related to small business finances!